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Refinancing

Refinancing

Review of your current loan to explore if a different product or structure may better suit your needs.

How can this service can assist you?

This service involves a full review of your existing home loan and financial situation to determine whether your current setup still serves your goals. It includes comparing available products, weighing the pros and cons of switching, and looking at factors such as interest rates, loan features, and overall cost over time. Refinancing may be worth considering if your circumstances have changed, or if your current loan no longer aligns with your broader financial strategy.

Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

Disclaimer Statement

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Compliments & Concerns

At Cultivate Financial, your feedback is valued. Whether you’d like to share a positive experience or raise a concern, there’s a simple process in place to ensure your voice is heard.


All feedback helps improve the way services are delivered and ensures that clients continue to receive the respectful, transparent and supportive experience that Cultivate Financial is committed to providing.


You can view the full process on the Compliment & Concerns page.

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Copyright © 2025 Cultivate Financial Pty Ltd.  ABN: 78 688 841 607. Credit Representative 570932 is authorised under Australian Credit Licence 389328

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

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