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Equity Release

Equity Release

Advice on accessing the equity in your property for other financial goals.

How can this service can assist you?

This service is for clients who want to tap into the built-up value of their property. Whether you're planning renovations, investing, or simply want to explore your options, this service covers how equity is calculated, what lending conditions may apply, and how to use that equity responsibly. It provides a realistic view of what's possible based on your loan, income, and financial goals without needing to sell your home or make rushed decisions.

Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

Disclaimer Statement

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Compliments & Concerns

At Cultivate Financial, your feedback is valued. Whether you’d like to share a positive experience or raise a concern, there’s a simple process in place to ensure your voice is heard.


All feedback helps improve the way services are delivered and ensures that clients continue to receive the respectful, transparent and supportive experience that Cultivate Financial is committed to providing.


You can view the full process on the Compliment & Concerns page.

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Copyright © 2025 Cultivate Financial Pty Ltd.  ABN: 78 688 841 607. Credit Representative 570932 is authorised under Australian Credit Licence 389328

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

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