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Home Loan Advice & Applications

Home Loan Advice & Applications

Guidance on available home loan options and assistance with the full application process.

How can this service can assist you?

This service supports clients through the process of identifying suitable loan products and submitting an application. It begins with understanding your needs, short and long-term goals, and financial profile, then narrowing down lenders and loan types that align with those objectives. From there, the service guides you through the paperwork, compliance checks, and submission process, helping to reduce delays or confusion along the way.

Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

Disclaimer Statement

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

Compliments & Concerns

At Cultivate Financial, your feedback is valued. Whether you’d like to share a positive experience or raise a concern, there’s a simple process in place to ensure your voice is heard.


All feedback helps improve the way services are delivered and ensures that clients continue to receive the respectful, transparent and supportive experience that Cultivate Financial is committed to providing.


You can view the full process on the Compliment & Concerns page.

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Copyright © 2025 Cultivate Financial Pty Ltd.  ABN: 78 688 841 607. Credit Representative 570932 is authorised under Australian Credit Licence 389328

This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.

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